Chapter 13 Bankruptcy

Emergency Filing Option

For urgent cases, we offer an emergency filing service. This service can provide immediate financial relief and stop actions like foreclosure or vehicle repossession at a moment's notice.

Legal Representation in Court

We offer full legal representation in all bankruptcy-related court proceedings. Our attorneys, with 39 years of experience, advocate for your interests, ensuring your voice is heard, and your rights are protected.

Detailed Creditor Negotiations

Our team engages in detailed negotiations with each of your creditors. We strive to reduce interest rates and negotiate better terms to lower your total debt burden.

Income and Budget Counseling

We provide counseling services to help you manage your income and budget effectively. This education aims to improve your financial habits, ensuring long-term stability beyond the bankruptcy period.

Assistance with Automatic Stay Violations

If a creditor violates the automatic stay, we take immediate action to enforce your rights. It includes legal remedies to address any unlawful creditor behavior during your bankruptcy.

Transparent Communication

We believe in keeping you informed throughout the bankruptcy process. Our team maintains open, transparent communication so you always know the status of your case and understand each step.

Personalized Financial Analysis

At Troutman Law Firm P.C., we begin with a detailed personal financial review. It includes examining your income, debts, and expenses to determine the best course of action under Chapter 13 Bankruptcy.

Customized Repayment Plan Development

A key feature of our service is creating a customized repayment plan. We tailor this plan based on your financial situation, ensuring it fits within your budget and meets legal requirements.

Professional Filing Assistance

Our team ensures accurate and timely filing of your Chapter 13 Bankruptcy petition. We handle all paperwork and documentation, making the process hassle-free for you.

Strong Legal Representation

In all legal proceedings, including court appearances and meetings with creditors, Troutman Law Firm P.C. provides robust representation. We advocate for your interests, aiming for the best possible outcomes.

Adaptable Plan Modifications

Should your financial situation change during the Chapter 13 process, we offer the flexibility to modify your repayment plan accordingly. We ensure that your bankruptcy plan remains manageable and effective throughout its term.

Ongoing Case Monitoring

Our services include continuous monitoring and management of your bankruptcy case. We will keep you informed and ensure your case progresses as planned.

Accessible Client Support

Troutman Law Firm P.C. is committed to providing accessible and responsive support throughout your Chapter 13 Bankruptcy process. We are here to answer your questions and provide clarity whenever needed.